Pranavam Financial Services
LIC • TERM INSURANCE

Digi Term.
Straightforward life protection, built for a digital journey.

LIC's Digi Term is listed among LIC's current term assurance plans and is designed around straightforward life protection through a digital-first purchase journey.

Discuss this plan →See key details
A dedicated plan guide from Pranavam Financial Services
TYPETerm insurance
FOCUSLife protection
JOURNEYDigital

WHY PEOPLE CONSIDER IT

For people who want to understand and arrange term protection without turning the decision into a complicated financial exercise.

Think of this page as the first five minutes of the conversation. The final decision should follow a comparison of your goals, existing cover, affordability, risk and the current policy or scheme documents.

Protection firstThe plan is positioned within LIC's term assurance range.
Digital journeyDesigned for an online purchase experience.
Simple conversationStart by deciding the protection amount and term that fit your obligations.
Family-first planningUse it to protect future income, loans and dependants.

AT A GLANCE

PlanLIC Digi Term
Plan No.876
UIN512N356V02
CategoryTerm assurance

Example scenario

A 28-year-old professional wants straightforward LIC term protection through a digital purchase journey.

Key benefits to explore

  • Digital-first purchase journey
  • Protection-focused structure
  • Simple goal-based cover planning
  • Can complement savings and investments

UNDERSTAND THE LANGUAGE

Key terms explained simply.

You do not need to know the jargon before speaking with us. Here are the terms that matter on this page.

Term InsuranceLife insurance designed primarily to provide a death benefit for a specified policy term.
Sum AssuredThe amount of insurance cover specified in a life insurance policy, subject to the policy terms.
PremiumThe amount paid to keep an insurance policy in force, according to its payment schedule.
UnderwritingThe insurer's process of assessing risk and deciding applicable terms, premium and eligibility.
View the full financial glossary →

QUESTIONS PEOPLE ASK

Before you decide.

Who is it for?

People seeking life protection through LIC's digital term insurance route.

Does it create a maturity corpus?

Term insurance is primarily protection; check the current policy document for exact benefit structure.

What should I decide first?

Cover amount, policy term and affordability.

PRANAVAM FINANCIAL SERVICES

Let's see if it fits your goal.

Tell us your age, goal, timeline and what you already have. We'll keep the conversation practical and easy to understand.

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Important: This page is for general education and initial comparison. Insurance benefits are subject to the current policy wording, exclusions, waiting periods, underwriting and applicable terms. Mutual funds are market-linked and returns are not guaranteed. Figures marked with * are time-sensitive or scheme/product-specific and should be rechecked against the provider's current documents before publication or purchase.