Goal
Target Corpus
Estimate the future education cost using today's fees, inflation and the expected year of need.
Target yearInflation aware
PRANAVAM FINANCIAL SERVICES • EDUCATION PLANNING
Education Planning.
Made easier to understand.
A child's future is a goal worth putting a number and a timeline behind.
GOALToday's education cost is not tomorrow's price
TIMEUse the years before college to your advantage
DISCIPLINESeparate the education corpus from everyday spending
EDUCATION PLANNING — THE SMART WAY
Choices that make sense
when the goal is clear.
The most useful education plan starts with a target amount, target year and a realistic funding strategy.
Growth
Equity SIP for Long Horizons
For long time horizons, equity-oriented mutual funds may be considered, subject to risk capacity and periodic review.
Long termMarket-linked
Balance
Hybrid Strategy
A mix of growth and more stable assets can be considered as the goal gets closer, depending on suitability.
BalanceGoal based
Protection
Education Insurance
Insurance-linked solutions can be considered where protection is an important part of the education goal.
ProtectionGoal
Review
Goal Review
Review the corpus every year or after major changes in income, school plans or target university.
Annual reviewAdjust
Discipline
Separate Bucket
Keep education savings visibly separate from emergency money and lifestyle spending.
ClarityDiscipline
START WITH YOUR GOAL
Age 0–5
Long runway
Build the next decision around this milestone.
Age 6–10
Build steadily
Build the next decision around this milestone.
Age 11–14
Review risk
Build the next decision around this milestone.
Age 15+
Protect the goal
Build the next decision around this milestone.
ONE CONVERSATION CAN CREATE CLARITY
Let's find the right starting point.
Tell us your goal, timeline and what you already have. We can then compare relevant options instead of overwhelming you with a list of products.
Important: Product names, features, eligibility, premiums, risk labels and other details can change. This page is designed for education and initial comparison, not as a promise of returns, benefits or suitability. Insurance benefits are subject to policy terms, conditions, exclusions and underwriting. Mutual funds are market-linked and returns are not guaranteed. Any specific recommendation should be made after understanding the customer's objectives, risk profile, time horizon and applicable disclosures.