Pranavam Financial Services
STAR HEALTH • FAMILY HEALTH

Family Health Optima.
One health plan for the people under your roof.

A family-oriented health insurance option designed to cover eligible family members under a floater structure, subject to policy rules.

Discuss this plan →See key details
A dedicated plan guide from Pranavam Financial Services
TYPEFamily floater
RANGE₹3L–₹25L*
FEATURERestoration*

WHY PEOPLE CONSIDER IT

For families that prefer a shared health cover instead of maintaining separate policies for every member.

Think of this page as the first five minutes of the conversation. The final decision should follow a comparison of your goals, existing cover, affordability, risk and the current policy or scheme documents.

Family floaterOne sum insured can cover eligible family members under the policy.
Published rangeStar Health currently lists ₹3 lakh to ₹25 lakh for this plan.
Restoration featureThe plan information highlights restoration, subject to terms.
Family-focusedUseful as a starting point for comparing household medical protection.

AT A GLANCE

ProviderStar Health
Sum insured₹3L–₹25L*
StructureFamily floater
FeatureRestoration

Example scenario

Parents with two children want a family floater so one shared sum insured can support eligible family members.

Key benefits to explore

  • Family-floater structure
  • Hospitalisation protection
  • Restoration-related benefits subject to terms
  • Simpler household policy management

UNDERSTAND THE LANGUAGE

Key terms explained simply.

You do not need to know the jargon before speaking with us. Here are the terms that matter on this page.

Family FloaterA health policy where one shared sum insured can cover multiple eligible family members.
Sum InsuredThe maximum amount of cover available under a health insurance policy, subject to its terms and conditions.
Waiting PeriodA specified period during which certain illnesses, treatments or conditions may not yet be covered.
Network HospitalA hospital that has an arrangement with the insurer/TPA for eligible cashless claim processing.
Cashless ClaimA claim process where eligible treatment expenses are settled directly between the insurer/TPA and a network hospital, subject to policy terms.
View the full financial glossary →

QUESTIONS PEOPLE ASK

Before you decide.

Who can be covered?

Eligibility depends on the current policy rules and family relationship definitions.

Is a floater always better?

Not necessarily. Compare family composition, ages, health history and expected utilisation.

What should I check?

Waiting periods, exclusions, room limits, co-pay and renewal conditions.

PRANAVAM FINANCIAL SERVICES

Let's see if it fits your goal.

Tell us your age, goal, timeline and what you already have. We'll keep the conversation practical and easy to understand.

Call 94480 41254WhatsApp
Important: This page is for general education and initial comparison. Insurance benefits are subject to the current policy wording, exclusions, waiting periods, underwriting and applicable terms. Mutual funds are market-linked and returns are not guaranteed. Figures marked with * are time-sensitive or scheme/product-specific and should be rechecked against the provider's current documents before publication or purchase.