Pranavam Financial Services
LIC • LIFE INSURANCE

Jeevan Utsav.
Protection today. Income possibilities for the long term.

A whole-life LIC plan designed around lifetime risk cover, guaranteed additions and regular or flexi income benefits, subject to the policy terms.

Discuss this plan →See key details
A dedicated plan guide from Pranavam Financial Services
TYPEWhole life
FOCUSProtection + income
FEATUREGuaranteed additions

WHY PEOPLE CONSIDER IT

For families who want life protection while also building a long-term structure that can support future income needs.

Think of this page as the first five minutes of the conversation. The final decision should follow a comparison of your goals, existing cover, affordability, risk and the current policy or scheme documents.

Lifetime risk coverProtection continues according to the plan's terms.
Guaranteed additionsThe official LIC page highlights guaranteed additions.
Regular / Flexi incomeIncome benefits can be structured under the available options.
Flexible premium-paying termChoose from available premium-paying term options.

AT A GLANCE

PlanLIC Jeevan Utsav
Plan No.871
Launched29 Nov 2023
PositioningWhole life

Example scenario

A 35-year-old parent wants lifelong protection and a structured benefit for future family needs.

Key benefits to explore

  • Lifetime life protection subject to policy terms
  • Guaranteed additions where specified by the policy
  • Income-oriented benefit options
  • Long-term financial planning structure

UNDERSTAND THE LANGUAGE

Key terms explained simply.

You do not need to know the jargon before speaking with us. Here are the terms that matter on this page.

PremiumThe amount paid to keep an insurance policy in force, according to its payment schedule.
Sum AssuredThe amount of insurance cover specified in a life insurance policy, subject to the policy terms.
RiderAn optional insurance benefit that can be added to a base policy for an additional premium, subject to the product terms.
View the full financial glossary →

QUESTIONS PEOPLE ASK

Before you decide.

Who is it for?

People looking for a combination of long-term life protection and structured benefits.

Is the income guaranteed?

Only benefits explicitly guaranteed under the selected policy terms are guaranteed; other benefits may depend on conditions.

Can I buy it just for investment?

It should be evaluated as an insurance product first, with investment and liquidity needs considered separately.

PRANAVAM FINANCIAL SERVICES

Let's see if it fits your goal.

Tell us your age, goal, timeline and what you already have. We'll keep the conversation practical and easy to understand.

Call 94480 41254WhatsApp
Important: This page is for general education and initial comparison. Insurance benefits are subject to the current policy wording, exclusions, waiting periods, underwriting and applicable terms. Mutual funds are market-linked and returns are not guaranteed. Figures marked with * are time-sensitive or scheme/product-specific and should be rechecked against the provider's current documents before publication or purchase.