Pranavam Financial Services
LIC • RETIREMENT

New Jeevan Shanti.
Build a bridge from today's savings to tomorrow's income.

A pension-oriented deferred annuity solution intended to help structure future income, subject to the policy's current terms and availability.

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A dedicated plan guide from Pranavam Financial Services
TYPEDeferred annuity
FOCUSFuture income
USERetirement planning

WHY PEOPLE CONSIDER IT

For people who want to make retirement income a planned outcome rather than leaving the entire question to chance.

Think of this page as the first five minutes of the conversation. The final decision should follow a comparison of your goals, existing cover, affordability, risk and the current policy or scheme documents.

Deferred incomeDesigned around a future income start point.
Retirement orientationUseful as one component of a wider retirement-income strategy.
Defined frameworkInsurance annuity products can make future income easier to visualize.
Plan around cash flowStart with your desired monthly retirement income and work backwards.

AT A GLANCE

PlanNew Jeevan Shanti
Plan No.758
CategoryDeferred annuity
StatusCheck current availability

Example scenario

A 50-year-old wants to plan a future retirement income stream rather than leaving the entire corpus unstructured.

Key benefits to explore

  • Retirement-income orientation
  • Deferred income structure
  • Helps plan future cash flow
  • Can form one layer of a wider retirement strategy

UNDERSTAND THE LANGUAGE

Key terms explained simply.

You do not need to know the jargon before speaking with us. Here are the terms that matter on this page.

AnnuityA financial arrangement that can provide a series of payments, commonly used to create retirement income.
Deferred AnnuityAn annuity where the income starts at a later date according to the selected option.
PremiumThe amount paid to keep an insurance policy in force, according to its payment schedule.
View the full financial glossary →

QUESTIONS PEOPLE ASK

Before you decide.

Is it for accumulation or income?

Its main role is retirement-income planning; exact benefit timing depends on the selected terms.

Can it replace all investments?

Usually it should be evaluated as one part of a broader retirement strategy.

What should I calculate first?

Desired retirement income, inflation, existing assets and retirement age.

PRANAVAM FINANCIAL SERVICES

Let's see if it fits your goal.

Tell us your age, goal, timeline and what you already have. We'll keep the conversation practical and easy to understand.

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Important: This page is for general education and initial comparison. Insurance benefits are subject to the current policy wording, exclusions, waiting periods, underwriting and applicable terms. Mutual funds are market-linked and returns are not guaranteed. Figures marked with * are time-sensitive or scheme/product-specific and should be rechecked against the provider's current documents before publication or purchase.