PRANAVAM FINANCIAL SERVICES • INSURANCE

Insurance.
Made easier to understand.

Protect the people, health and plans that matter most.

LIFEProtection + long-term planning
HEALTHHospitalisation-focused cover
GENERALMotor • travel • property • more

Choices that make sense
when the goal is clear.

Current LIC pages highlight these plans among its popular online plans. They are shown here as examples, not as a claim of highest sales.

Jeevan Utsav cover imageJeevan Utsav
Whole Life

Jeevan Utsav

Whole-life planning with a limited premium-paying period and guaranteed annual payout features, subject to policy terms.

Whole lifeGuaranteed payout feature
New Tech-Term cover imageNew Tech-Term
Term Protection

New Tech-Term

A pure protection-oriented term option with level or increasing sum-assured choices and flexible premium-payment options.

Level / increasingProtection first
Digi Term cover imageDigi Term
Term Protection

Digi Term

A digital-first term assurance option for people looking for straightforward life protection.

Life coverDigital journey
Jeevan Akshay VII cover imageJeevan Akshay VII
Pension

Jeevan Akshay VII

An immediate-annuity pension option for converting a lump sum into annuity income, subject to the selected option and terms.

AnnuityRetirement income
New Jeevan Shanti cover imageNew Jeevan Shanti
Pension

New Jeevan Shanti

A deferred annuity/pension-oriented solution for building future income under the policy's terms.

Deferred annuityFuture income
New Jeevan Anand cover imageNew Jeevan Anand
Endowment

New Jeevan Anand

An endowment plan combining life protection with a long-term savings structure.

ProtectionLong-term savings

Choices that make sense
when the goal is clear.

Star Health currently features these plans prominently. Exact benefits, waiting periods and eligibility vary by policy.

Super Star cover imageSuper Star
Featured

Super Star

A comprehensive health protection solution with optional covers designed to be tailored to different needs.

CustomisableHealth cover
Star Comprehensive cover imageStar Comprehensive
Family / Individual

Star Comprehensive

Broad family/individual health protection with restoration and optional features; current official ranges include ₹5 lakh to ₹1 crore.

₹5L–₹1CrRestoration
Family Health Optima cover imageFamily Health Optima
Family Floater

Family Health Optima

A family-floater option with restoration features; current official information lists ₹3 lakh to ₹25 lakh and up to 6 adults + 3 children.

₹3L–₹25L6A + 3C
Young Star cover imageYoung Star
Young Adults

Young Star

A health option designed for younger adults; current official information lists ages 18–40 and cover up to ₹1 crore.

18–40Up to ₹1Cr
Senior Citizens Red Carpet cover imageSenior Citizens Red Carpet
Senior Citizens

Senior Citizens Red Carpet

A plan designed for senior citizens; current official information lists age 60–75 and floater cover from ₹10 lakh to ₹25 lakh.

60–75₹10L–₹25L
Family

Health Assure

A family-oriented health option featured by Star Health with broad coverage positioning.

Family coverHealth protection

Choices that make sense
when the goal is clear.

United India’s current product/download centre lists these health products. The right choice depends on coverage need and policy wording.

Family Medicare cover imageFamily Medicare
Family Health

Family Medicare

A family-focused mediclaim option for protecting household healthcare expenses.

FamilyHospitalisation
Individual Health Insurance cover imageIndividual Health Insurance
Individual

Individual Health Insurance

Individual health protection for people who want a dedicated sum insured.

IndividualMedical cover
Super Top-Up Medicare cover imageSuper Top-Up Medicare
Top-Up

Super Top-Up Medicare

Adds a higher layer of protection after a chosen threshold; available on individual or floater basis.

Individual / floaterHigher layer
Yuvaan Health cover imageYuvaan Health
Health

Yuvaan Health

A health insurance option in United India’s current health product catalogue.

Health coverCurrent product
Arogya Sanjeevani cover imageArogya Sanjeevani
Standard Health

Arogya Sanjeevani

A standardised health insurance product category available in United India’s current catalogue.

StandardisedHealth
Personal Accident cover imagePersonal Accident
Accident

Personal Accident

Protection designed around accidental death/disability risks, subject to policy terms.

AccidentIncome protection
Family

Protect dependents

Build the next decision around this milestone.

Health

Reduce medical shock

Build the next decision around this milestone.

Income

Protect earning power

Build the next decision around this milestone.

Legacy

Plan for tomorrow

Build the next decision around this milestone.

ONE CONVERSATION CAN CREATE CLARITY

Let's find the right starting point.

Tell us your goal, timeline and what you already have. We can then compare relevant options instead of overwhelming you with a list of products.

Important: Product names, features, eligibility, premiums, risk labels and other details can change. This page is designed for education and initial comparison, not as a promise of returns, benefits or suitability. Insurance benefits are subject to policy terms, conditions, exclusions and underwriting. Mutual funds are market-linked and returns are not guaranteed. Any specific recommendation should be made after understanding the customer's objectives, risk profile, time horizon and applicable disclosures.